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Benefits of VA Loans

  • You can buy a home with no money down.
  • You can refinance your home up to 100% of the value of your home
  • You never have to pay PMI (Private Mortgage Insurance)
  • Sellers can pay your closing costs
  • If you already have a VA Loan you might be eligible for a VA Streamline Refinance
  • Disabled Veterans may qualify for a waiver of the Funding Fee if they recieve any disability payments from the VA or if they are considereted to be atleast 10% disabled

Who is eligible for a VA Loan?

As a rule of thumb, almost all active duty or honorably discharged service memrs are eligivbe for a VA loan

You may be eligible for a VA loan if any one these statements describes you:

  • I served 181 days during peacetime. (Active Duty)
  • I served 90 days during wartime. (Active Duty)
  • I served 6 years in the Reserves or National Guard.
  • I am the spouse of service member who was killed in the line of duty.
  • I currently receive disability payments from the VA.